Tools
Calculators that handle the actual edge cases.
Most online ETA calculators are houseflip mortgage calculators with the title swapped. Ours handle balloons, equity injection rules, working-capital pegs, and the math that breaks every spreadsheet floating in the Twitter group chat. Each tool cites its methodology and links to the cornerstone guide that explains the why.
Diligence & Financing
SBA 7(a) Loan Calculator
Monthly payment, total interest, and balloon-at-term handling for acquisition loans. Built around the 10-year acquisition term.
LiveDiligence & Financing
Working Capital Peg Estimator
Defensible peg from historical financials with seasonal adjustments. Inputs: 24+ months of monthly balance sheet snapshots.
Coming soonDiligence & Financing
QoE ROI Estimator
When does a $20–50K Quality of Earnings engagement pay for itself? Model the discovery-rate breakeven.
Coming soonOperate & Grow
13-Week Cash Forecast Template
Downloadable spreadsheet built for newly-acquired SMBs. Drag in your bank balance and AR/AP, project the next quarter.
Coming soonDiligence & Financing
Owner-Financing Structure Modeler
Full vs partial owner financing. Tax treatment, default risk, and how it stacks against an SBA-only structure.
Coming soonOperate & Grow
Add-On Combined Debt Service Calculator
Already running one SBA-financed business and looking at a tuck-in? Model the combined coverage before you LOI.
Coming soon